The Inexpensive Funeral: Budgeting and Saving for a Service

funeral services

funeral servicesAccording to the Australian Securities and Investments Commission (ASIC), funerals in the country can cost anywhere from $4000 to $15,000. The total amount, however, still depends on the type of service chosen or whether the arrangement is simple, elaborate, or personal. The price of the coffin, funeral director fees, cremation expenses, and cemetery plot add up to the overall cost.

Given how the event will involve a significant amount of money, it is wise to make plans and set a budget for it. Fortunately, there are many ways to honour your deceased loved one without breaking the bank. CentenaryMemorialGardens.com.au shares a few ways to budget and save for a funeral:

Compare Funeral Costs

Most people hire a funeral director to arrange a funeral because it takes away the stress associated with planning a service and gives you more time grieve personally. While you may find it difficult at this time, it is best to compare quotes from different funeral directors to make sure you are not overpaying. Funeral cost research can help you plan an inexpensive service that retains its solemnity and meaningfulness.

Outline a Funeral Budget

Set a budget and stick to it to avoid overspending. Make sure to keep it simple to minimise the overall cost. Ask a friend or a relative to accompany you to the funeral home, or to help negotiate for the best price possible. Keep in mind that it is much easier to be objective when you have someone who can guide your decisions.

Consider Low-Cost Options

Choose a less expensive coffin to save on funeral merchandise. There are many low-cost options made from heavy-duty cardboard and fibreboard. You may also want to choose one with simple designs instead of elaborate details.

Choose Direct Cremation

Choosing burial or cremation is a deeply personal choice, one you’re not likely to make according to price. It still helps to know, however, that cremation is less expensive. This is because you don’t have to pay for other costs related to burials such as the coffin, gravesite, and cemetery fee.

It is still possible to have a memorable funeral service on a budget. Keep these tips in mind to arrange a dignified final send-off for your loved one without spending too much.