Choosing the Right Medical Insurance for Maternity

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acquiring medical insuranceEvery soon-to-be parent wants to make sure their baby is healthy and will enter the world without any problem. As pregnancy is a delicate stage, pregnant women need somebody who can help with their medical expenses. A maternity coverage is among the most important parts of a family health insurance plan. Before signing up for one, however, make sure that you’ve looked through each aspect of their care. Here’s a guideline to help you:

Where can You Find a Good Provider?

Look for companies providing health insurance plans like UAE Medical Insurance that works with reliable insurers, such as Allianz, Axa Gulf, CIGNA, and Royal and Sun Alliance. They can help you find customised insurance plans ideal for families, including maternity treatment and newborn child coverage.

What Should be in Your Health Insurance?
  • An ideal maternity coverage should take care of pregnant women from the first month up to the delivery. If something comes up after the labour, then there’s a chance the insurance covers it as well.
  • In-patient services, such as physician fees, hospitalisation, and delivery
  • New-born protection plan, including expenses that might take place due to birth complications
  • Outpatient services, such as pre and post-natal care, laboratory studies, gestational diabetes screenings, and medications
  • Breast pump rental and lactation counselling (if necessary)
When Should You Enrol Your Baby?

For those who have individual plans, it’s possible to upgrade or change into a family plan. After giving birth, your baby automatically becomes eligible for coverage from your health insurance provider. Depending on your insurer, all you need is to enrol them within 30 to 60 days to receive an approval of your new family plan.

A good health insurance plan with maternity care guarantees that you have coverage for the expenses involved in pregnancy and delivery. Find the ideal plan that fits your needs to give you peace of mind.

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